Which Laws do Lenders Need to Comply With?

Complexity:        Audience: Upper Management, Loan Servicing/Collections Managers, Administrator, Compliance, Data Intr

CFPB Small-Dollar Rule Basics

As of 10/19/22, the United States Court of Appeals for the Fifth Circuit has ruled that the Consumer Financial Protectio

CFPB Small-Dollar – Next Steps

As of 10/19/22, the United States Court of Appeals for the Fifth Circuit has ruled that the Consumer Financial Protectio

What Loans Does the CFPB Small-Dollar Rule Apply to?

Complexity:       Audience: Upper Management, Loan Servicing/Collections Managers, Administrators, Compliance As of 10/1

Fair Debt Collection Practices Act (FDCPA): Explanation of Compliance

Complexity:       Audience: Upper Management, Accounting, Administrators, Compliance Introduction The Fair Debt Collecti

Fair Credit Reporting Act (FCRA): Explanation of Compliance

Introduction The goal of this article is to give readers an explanation of the Fair Credit Reporting Act (FCRA) requirem

Credit Card Accountability Responsibility and Disclosure (CARD) Act: Explanation of Compliance

Introduction The CARD Act is an amendment to the Truth in Lending Act (TILA) that is meant to add additional protections

Gramm-Leach-Bliley Act (GLBA): Explanation of Compliance

Introduction The GLBA applies to any financial institution, meaning any business that is “significantly engaged” in fina

Repossession Compliance in Automotive Lending

Complexity:        Audience: Administrator, Compliance Introduction The field of lending is pretty heavily regulated, as

CCPA/PIPEDA Compliance

Complexity:       Audience: Upper Management, Loan Servicing/Collections Managers, Administrators, Compliance Introducti

Offer of Credit

Introduction After completing the customer acquisition and underwriting process, lenders provide their potential borrowe