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Data integrations

Browse the available data providers to enrich your loan decisioning with LoanPro's decision engine.


LoanPro's decision engine can be enriched with data providers of your choosing. The following providers are available:

Alternative Data

 Amazon RedShift: Amazon Redshift is a fully managed, petabyte-scale cloud data warehouse service provided by Amazon Web Services (AWS). Companies use this to store and analyze large volumes of data.

Anthropic: Anthropic offers an AI language model, Claude, that can process text, code, and visial imputs, while also performing document analysis, content creation, and complex reasoning. 

Credolab: Credolab's uses machine-learning algorithms to analyze behavioral features and predict credit risk. 

DataX (Equifax): DataX is an FCRA regulated credit reporting agency and alternative data provider. They offer financial management solutions to businesses that help minimize credit risk. 

Experian US Clarity: Experian US Clarity Services offers a unique database that helps lenders evaluate non-prime consumers and offer alternative financial services. 

Fivetran: Fivetran is an automated data platform that helps businesses syncornize data they've collected from multiple sources. 

Google Cloud: Google Cloud offers a set of cloud computing serviecs that use Google's global infrastructure. This includes things like big data, machine learning, and containerization. 

Google Maps: Google Maps offers satellite imagery, aerial photography, street maps, 360° interactive panoramic street views (Street View), real-time traffic conditions, and route planning for various modes of transportation.

Google Sheets: Google Sheets is a cloud-based spreadsheet used to create, edit, and collaborate on spreadsheets.

Hubspot: HubSpot is an all-in-one platform for marketing, sales, and customer service. 

LinkedIn: LinkedIn is a business and employment-focused social media platform that works through websites and mobile apps.

Microsoft Teams: Microsoft Teams is a team collaboration application offering workspace chat and video conferencing, file storage, and proprietary and third-party application integration

Nominatim: Nominatim searches OSM data using name and address.

OpenAI: ChatGPT is a free artificial language model used to gain insights, and automate tasks. 

Pngme: Pngme makes the process of analyzing and using financial data easy with their data platform. 

Relativity6: Relativity6 is an AI-powered platform that offers real-time industry classification and business context data. 

Rutter: Rutter offers a Universal API taht reads and writes commerce accounting and payment platforms to help build the best products for SMB lending, expense management, AP/AR automation, shipping & fulfillment, marketplaces, and more.

Slack: Slack is a communications adn collaboration tool used for messaging, voice and video calls, file sharing, and organized conversations.

Tabela FIPE: Tabela FIPR prides average market prices for vehicle in Brazil and serves as a basis for negotiations.

Yelp: Yelp Inc. is an American company that develops the Yelp.com website and the Yelp mobile app, which publishes crowd-sourced reviews about businesses.

 
 

Credit pulling and reporting

BKR: The Bureau Krediet Registratie (BKR) is the Netherlands' central credit registration organization and provides credit information for over 10 million people.

Bloom Credit: Bloom uses the three main credit bureaus to provide companies with the data they need to offer loans. All information is delivered via Bloom's API.

Bioniversum: Boniversum provides creditworthiness data to businesses, focusing on anonymous online transaction or digital application processes. 

CreditorWatch: CreditorWatch is an Austrailian commercial credit reporting bureau and financial technology company that provides businesses with data that helps them make decisions about lending.

Creditreform: Creditreform offers more than 88 million credit reports from 35 countries to help businesses reduce risk. 

Creditsafe: Creditsafe is a worldwide credit bureau that offers credit reports, business intelligence, and risk assessment solutions.

CRIF: CRIF specializes in credit bureau, business information, and outsources processing services and credit solutions. They were founded in Italy and have a worldwide presence. 

CRS: CRS is a platform that offers credit, fraud, and compliance data through their credit bureau and data provider partnerships. 

DataCredito: DataCredito Experian, Columbia is a credit bureau that offers both consumer and business credit data. 

Dun & Bradstreet: Dun & Bradstreet offers data to assess credit risk for small businesses. 

Equifax: Equifax is a credit bureau that offers access to credit risk data that will help lenders gather a deep portfolio on potential borrowers. 

Experian: Experian is a leading credit agency that offers data to pre-qualify applicants, gain credit insights, and in credit scoring and modeling.

Moffin: Moffin offers easy access to financial data for the Latin America market.

Prestatech: Prestatech is a European-based underwtiting platform for banks and financial institutions. 

QI Tech: QI Tech provides financial services and infrastructure solutions through their APIs, focusin on decentralizing credit and simplifying financial processes. 

SCHUFA: SCHUFA is a German Credit Bureau that offesr consumer and business reporting. 

Serasa: Serasa is a Brazilian credit bureau that provides analytical intelligence solutions.

Small Business Financial Exchange (SBFE): SBFE is a vendor model that supports secure growth of small businesses by offering a comprehensive picture of small businesses to help lenders combat fraud. 

TransUnion: TransUnion is a credit bureau that offers insights to help lenders prevent fraud.

TrueLayer: TrueLayer is a European open banking network that powers online payments using financial and identity data.

Trully: Trully offers fraud detection and credit risk management for fintechs. 

 
 

Credit risk, fraud, and KYB/KYC

Baselayer: Baselayer provides fraud prevention tools and KYB verification to help businesses make lending decisions. 

Basiq: Basiq offers account verification, real-time balance checks, expense classification, and insight-driven automation through a single API. This offers a comprehensive view of a consumer through one access point. 

Crunchbase: Crunchbase offers private prospecting and research solutions.

Companies House: Companies House offers an API connection that provides a broad range of information on companies in the UK. 

Complyadvantage: Complyadvantage offers AI fraud and anti-money laundering (AML) detection. Their data helps customers monitor fraud risk and combat financial crime. Their data is pulled from multiple sources to offer a more complete profile. 

Coris AI: Coris AI uses artificial intelligence and alternative data to automate risk assessment for financial institutions and software companies. 

Ekata: Ekata Inc. is a Mastercard company that helps businesses combat fraud worldwide through identity verification. 

Explorium: Explorium offers industry-specific data signals that can be accessed through a multitude of APIs. 

HM Revenue and Customs (HMRC): His Majesty's Revenue and Customs is a non-ministerial department of the UK Government responsible for the collection of taxes, the payment of some forms of state support, the administration of other regulatory regimes including the national minimum wage and the issuance of national insurance numbers.

JuicyScore: JuicyScore offers global anti-fraud and risk assessment solutions.

Moody's Analytics Kompany: Moody's Analytics Kompany offers real-time business verification that uses primary source and blockchain technology to provide lenders with KYB and AML processes.

LexisNexis®: LexisNexis® Risk Solutions is a data analytics provider for organizations seeking actionable insights to manage risks and improve results.

Middesk: Middesk is a KYB platform for B2B lenders that consolidates and verifies partner data to assess and manage risk.

Nect: Nect is a fully automated online app that offers identification and digital signature. User can be identified using the digital ID in their Nect Wallet. 

NeruoID: NeuroID provides behavioral analytics that help businesses track user intentions, focusing on online form submission behavior. This data helps detect potential fraud by tracking how information is entered. 

OpenCorporates: OpenCorporate is a data provider that offers information on millions of businesses worldwide. They offer API plans that give users direct, real-time access to unstructured data.

OpenSanctions: OpenSanctions is a database containing information on both individuals and companies of political, criminal, or economic interest.

Pappers: Pappers helps lenders collect legal and financial data on the companies of their choice.

Precise ID®: Precise ID® offers idenitity verification and fraud risk. Their platform allows users to choose a combination of fraud analytics to meet their business needs.

Sanction Scanner: Sanction Scanner provides AML name screening, transaction screening, AML transaction monitoring, and adverse media screening solutions.

Sardine: Sardine is a fraud prevention platform that offers many features for KYC, AML, identity theft, due diligence, and more. 

Sentilink: SentiLink offers identity and risk solutions that help institutions and individuals prevent synthetic fraud, identity theft, and first-party fraud.

SEON: SEON helps online businesses reduct the cost, time, and challenges that come with fraud. 

SmileID: Smile ID offers digital identity verification, fraud detection, anti-money laundering, and KYC solutions across Africa. 

Socure: Socure is an identity verification platform that helps prevent fraud. 

Telesign: Telesign verifies phone numbers and represents half the world's mobile users. They also offer powerful AI tools and extensive data science to prevent fraud and offer secure communications. 

Thomas Reuters Clear: Thomas Reuters Clear prevents fraud, detects risk, and investigates crime with powerful online investigation software.

Tilores: Tilores connects data from different sources to prevent fraud for both individuals and companies.

Truora: Truora offers authentication and communication tools for fintechs banks, and marketplaces in Latin America.

TruValidate™: TruValidate™ delivers an accurate and comprehensive view of each consumer by linking proprietary data, personal data, device identifiers and online behaviors.

Veriff: Veriff is an identity verification partner for digital companies. They use advanced technology to provide deep insights and expertise.

Vouched: Vouched offers identity verification to help businesses identify consumers and offer necessary services.

 
 

Data aggregator

Algoan: Algoan offers decisioning tools for BNPL, consumer credit, auto, mortgages and more. 

Argyle: Argyle offers payroll data used to perform background checks, fund accounts, switch direct deposits, calculate premiums, advances wages, and more. 

Belvo: Belvo is a Latin America-based API platform for open banking data. 

BigDataCorp: BigDataCorp offers fraud prevention, credit and risk assessment, data management, compliance, digital onboarding, and market monitoring by providing Brazilian businesses with identity data.

CatalysTek: CatalystTek is a consulting firm specializing in fintechs and digital lending. They focus on the subprime and near-prime consumer lending market. 

Codat: Codat's API connects financial institutions and fintech to accounting, banking, eCommerce, and payment platforms. 

EDGE: EDGE is a predictive intelligence platform that uses alternative data to assess credit risk and perform behavioral mapping. 

Enigma: Enigma offers aggregated data on small to medium-sized businesses in the US to help B2B lenders assess credit risk. 

FinAPI: FinAPI is a German company that specializes in financial data aggregation and banking solutions by offering a range of API-based products. 

Heron: Heron Data uses PDF or open banking providers to parse and categorize data for lenders. 

Palenca: Palenca is an income bureau based in Latin America. 

Prism Data: Prism Data is a cash flow underwriting and analytics platform. Their product, CashScore, uses thousands of financial data points from deposit account transactions to analyze creditworthiness. 

Syncfy: Syncfy is an open finance platform for Latin America. 

Syntage: Syntage is a business data platform that aggregates and enriches data from different sources through API and web interfaces.

Tink: Tink is an open banking provider that helps offers data on millions of customers.

 
 

Document processing

Incode: Incode is an identity verification and authentication platform that uses biometrics, AI, and other advanced technologies to provide lenders with data.

Inscribe: Inscribe is an AI-powered company that specializes in fraud detection and risk management.

Ocrolus: Ocrolus is an AI decisioning tool that uses documents to assess credit risk and make a decision to offer credit. Ocrolos is 99% accurate and works for many different types of lenders. 

 
 

Internal tools and systems

Databricks: Databricks is an analytics platform that helps build, deploy, share, and maintain enterprise-grade data. These models can be incorporated to decision flow to offer a more automated, enriched process. 

Lambda Function Invoke: AWS Lambda is a serverless, event-driven compute service that lets you run code for virtually any type of application or backend service without provisioning or managing servers.

Sagemaker: Amazon SageMaker is a cloud-based machine-learning platform that allows developers to create, train, and deploy machine-learning models on the cloud. It can be used to deploy ML models on embedded systems and edge devices.

SendGrid: SendGrid is a customer communication platform for transactional and marketing emails.

Twilio: Twilio offers programmable communications tools to connect with consumer via phone calls, text messages, and other methods. 

 
 

Open banking

Nova Credit: Nova Credit is a consumer-permissioned credit bureau that helps businesses make informed decisions.

Ntropy: Ntropy standardizes and enriches data via their API. Using language models, Ntropy can help clients understand the financial data they pull.

Plaid: Plaid is an open banking platform that helps fintechs connect with banks in the US and Europe. 

 
 

 

 

Unclassified Public Data