LoanPro’s decision engine can be enriched with data providers of your choosing. These integrations allow you to pull credit, fraud, identity, and other types of information directly into your decisioning workflows. This page provides an overview of the categories of data providers available in LoanPro, along with links to specific provider pages.

How data providers work in the decision engine

Data providers supply the external data that powers credit, fraud, and compliance decisions. When connected, each provider can deliver data to your decision engine through an API call during the decisioning process.
You can use this data to:

• Verify identity or business information
• Pull credit or alternative credit data
• Check for fraud, sanctions, or watchlist matches
• Analyze bank statements or cash flow data
• Parse and process documents for underwriting

You can connect as many providers as your decision flow requires, and mix data sources across categories. The LoanPro decision engine does not restrict which provider you use. Your team controls what data is requested, when, and how it influences the decision outcome.

Categories of data providers

Data providers are grouped into the following categories:

Alternative data

Alternative data providers offer behavioral, transactional, or nontraditional data that can be used to expand credit visibility or refine models.

Access the list here.

Credit pulling and reporting

Credit bureaus and related services that provide credit files, scores, and reporting data for individuals or businesses.

Access the list here.

Credit risk, fraud, and KYC/KYB

Providers that verify identity, detect fraud, or assess risk using KYC/KYB, AML, and behavioral data.

Access the list here.

Data aggregators

Data aggregators collect and unify information from multiple financial or business data sources to support underwriting, risk assessment, and analytics.

Access the list here.

Document processing

Providers that read and interpret documents such as bank statements or pay stubs to support income or credit verification.

Access the list here.

Internal tools and systems

Internal or cloud-based tools that can be connected to enhance your decisioning logic with internal analytics, automation, or communication services.

Access the list here.

Open Banking

Open banking providers that allow access to bank account, transaction, and balance data through consumer-permissioned APIs.

Access the list here.

Adding or modifying providers

If your organization uses a data provider that is not listed here, contact your LoanPro representative. LoanPro supports flexible integration with new providers using API credentials or webhook calls, allowing your team to expand your decisioning options as needed.