Decision engine data integrations – credit risk, fraud, and KYB/KYC

LoanPro’s decision engine connects with a wide range of trusted data providers across credit, identity, and fraud. These integrations make it easier for lenders to access reliable borrower and business information directly within their decisioning workflows. 

Credit risk, fraud, and KYB/KYC

Below is a list of credit risk, fraud, and KYB/KYC data providers currently available through LoanPro.

Baselayer: Baselayer provides fraud prevention tools and KYB verification to help businesses make lending decisions. 

Basiq: Basiq offers account verification, real-time balance checks, expense classification, and insight-driven automation through a single API. This offers a comprehensive view of a consumer through one access point. 

Crunchbase: Crunchbase offers private prospecting and research solutions.

Companies House: Companies House offers an API connection that provides a broad range of information on companies in the UK. 

Complyadvantage: Complyadvantage offers AI fraud and anti-money laundering (AML) detection. Their data helps customers monitor fraud risk and combat financial crime. Their data is pulled from multiple sources to offer a more complete profile. 

Coris AI: Coris AI uses artificial intelligence and alternative data to automate risk assessment for financial institutions and software companies. 

Ekata: Ekata Inc. is a Mastercard company that helps businesses combat fraud worldwide through identity verification. 

Explorium: Explorium offers industry-specific data signals that can be accessed through a multitude of APIs. 

HM Revenue and Customs (HMRC): His Majesty's Revenue and Customs is a non-ministerial department of the UK Government responsible for the collection of taxes, the payment of some forms of state support, the administration of other regulatory regimes including the national minimum wage and the issuance of national insurance numbers.

JuicyScore: JuicyScore offers global anti-fraud and risk assessment solutions.

Moody's Analytics Kompany: Moody's Analytics Kompany offers real-time business verification that uses primary source and blockchain technology to provide lenders with KYB and AML processes.

LexisNexis®: LexisNexis® Risk Solutions is a data analytics provider for organizations seeking actionable insights to manage risks and improve results.

Middesk: Middesk is a KYB platform for B2B lenders that consolidates and verifies partner data to assess and manage risk.

Nect: Nect is a fully automated online app that offers identification and digital signature. User can be identified using the digital ID in their Nect Wallet. 

NeruoID: NeuroID provides behavioral analytics that help businesses track user intentions, focusing on online form submission behavior. This data helps detect potential fraud by tracking how information is entered. 

OpenCorporates: OpenCorporate is a data provider that offers information on millions of businesses worldwide. They offer API plans that give users direct, real-time access to unstructured data.

OpenSanctions: OpenSanctions is a database containing information on both individuals and companies of political, criminal, or economic interest.

Pappers: Pappers helps lenders collect legal and financial data on the companies of their choice.

Precise ID®: Precise ID® offers idenitity verification and fraud risk. Their platform allows users to choose a combination of fraud analytics to meet their business needs.

Sanction Scanner: Sanction Scanner provides AML name screening, transaction screening, AML transaction monitoring, and adverse media screening solutions.

Sardine: Sardine is a fraud prevention platform that offers many features for KYC, AML, identity theft, due diligence, and more. 

Sentilink: SentiLink offers identity and risk solutions that help institutions and individuals prevent synthetic fraud, identity theft, and first-party fraud.

SEON: SEON helps online businesses reduct the cost, time, and challenges that come with fraud. 

SmileID: Smile ID offers digital identity verification, fraud detection, anti-money laundering, and KYC solutions across Africa. 

Socure: Socure is an identity verification platform that helps prevent fraud. 

Telesign: Telesign verifies phone numbers and represents half the world's mobile users. They also offer powerful AI tools and extensive data science to prevent fraud and offer secure communications. 

Thomas Reuters Clear: Thomas Reuters Clear prevents fraud, detects risk, and investigates crime with powerful online investigation software.

Tilores: Tilores connects data from different sources to prevent fraud for both individuals and companies.

Truora: Truora offers authentication and communication tools for fintechs banks, and marketplaces in Latin America.

TruValidate™: TruValidate™ delivers an accurate and comprehensive view of each consumer by linking proprietary data, personal data, device identifiers and online behaviors.

Veriff: Veriff is an identity verification partner for digital companies. They use advanced technology to provide deep insights and expertise.

Vouched: Vouched offers identity verification to help businesses identify consumers and offer necessary services.