Decision engine data integrations – credit pulling and reporting

LoanPro’s decision engine connects with a wide range of trusted data providers across credit, identity, and fraud. These integrations make it easier for lenders to access reliable borrower and business information directly within their decisioning workflows. 

Credit pulling and reporting data providers

Below is a list of credit pulling and reporting data providers currently available through LoanPro.

BKR: The Bureau Krediet Registratie (BKR) is the Netherlands' central credit registration organization and provides credit information for over 10 million people.

Bloom Credit: Bloom uses the three main credit bureaus to provide companies with the data they need to offer loans. All information is delivered via Bloom's API.

Bioniversum: Boniversum provides creditworthiness data to businesses, focusing on anonymous online transaction or digital application processes. 

CreditorWatch: CreditorWatch is an Austrailian commercial credit reporting bureau and financial technology company that provides businesses with data that helps them make decisions about lending.

Creditreform: Creditreform offers more than 88 million credit reports from 35 countries to help businesses reduce risk. 

Creditsafe: Creditsafe is a worldwide credit bureau that offers credit reports, business intelligence, and risk assessment solutions.

CRIF: CRIF specializes in credit bureau, business information, and outsources processing services and credit solutions. They were founded in Italy and have a worldwide presence. 

CRS: CRS is a platform that offers credit, fraud, and compliance data through their credit bureau and data provider partnerships. 

DataCredito: DataCredito Experian, Columbia is a credit bureau that offers both consumer and business credit data. 

Dun & Bradstreet: Dun & Bradstreet offers data to assess credit risk for small businesses. 

Equifax: Equifax is a credit bureau that offers access to credit risk data that will help lenders gather a deep portfolio on potential borrowers. 

Experian: Experian is a leading credit agency that offers data to pre-qualify applicants, gain credit insights, and in credit scoring and modeling.

Moffin: Moffin offers easy access to financial data for the Latin America market.

Prestatech: Prestatech is a European-based underwtiting platform for banks and financial institutions. 

QI Tech: QI Tech provides financial services and infrastructure solutions through their APIs, focusin on decentralizing credit and simplifying financial processes. 

SCHUFA: SCHUFA is a German Credit Bureau that offesr consumer and business reporting. 

Serasa: Serasa is a Brazilian credit bureau that provides analytical intelligence solutions.

Small Business Financial Exchange (SBFE): SBFE is a vendor model that supports secure growth of small businesses by offering a comprehensive picture of small businesses to help lenders combat fraud. 

TransUnion: TransUnion is a credit bureau that offers insights to help lenders prevent fraud.

TrueLayer: TrueLayer is a European open banking network that powers online payments using financial and identity data.

Trully: Trully offers fraud detection and credit risk management for fintechs.