API – Loan Settings Collections

General

This article will go over the loan settings collections in the API.

Card Payment Fee Types (loan.cardfee.types)

Variable

Description

loan.cardfee.types.0

Waive card payment fee

loan.cardfee.types.1

This is the flat fee

loan.cardfee.types.2

This is the percentage

loan.cardfee.types.3

Greater of fee or percentage

loan.cardfee.types.4

Lesser of fee or percentage

E-Billing (loan.ebilling)

Variable

Description

loan.ebilling.no

This means no e-billing

loan.ebilling.yes

This means you want the e-bill to apply.

ECOA Codes (loan.ecoacodes)

Variable

Description

loan.ecoacodes.0

0 - Not specified

loan.ecoacodes.1

1 - Individual/primary

loan.ecoacodes.2

2 - Joint contract

loan.ecoacodes.7

7 - Maker

loan.ecoacodes.A

A - System managed

loan.ecoacodes.T

T - Associate terminated

loan.ecoacodes.X

X - Consumer deceased

loan.ecoacodes.Z

Z - Delete borrower

Credit Status (loan.creditstatus)

Variable

Description

loan.creditstatus.0

AUTO - Allow system to manage this field

loan.creditstatus.11

Current Account - 0-29 days past the due date

loan.creditstatus.13

Paid or closed account/zero balance.

loan.creditstatus.5

Account transferred to another office

loan.creditstatus.61

Account paid in full, was a voluntary surrender.

loan.creditstatus.62

Account paid in full, was a collection account.

loan.creditstatus.63

Account paid in full, was repossession

loan.creditstatus.64

Account paid in full, was a charge-off

loan.creditstatus.71

Account 30-59 past the due date

loan.creditstatus.78

Account 60-89 days past the due date

loan.creditstatus.80

Account 90-119 days past the due date

loan.creditstatus.82

Account 120-149 days past the due date

loan.creditstatus.83

Account 150-179 days past the due date

loan.creditstatus.84

Account 180 days or more past the due date

loan.creditstatus.93

Account assigned to internal or external collections

loan.creditstatus.95

Voluntary surrender

loan.creditstatus.96

Merchandise was repossessed; there may be a balance due

loan.creditstatus.97

Unpaid balance reported as a loss (charge-off)

loan.creditstatus.99

Do not send

loan.creditstatus.DA

Deletes entire account (for reasons other than fraud)

loan.creditstatus.DF

Delete entire account due to confirmed fraud (fraud investigation completed)

Credit Bureau (loan.creditbureau)

Variable

Description

loan.creditbureau.00

Auto loan

loan.creditbureau.01

Unsecured

loan.creditbureau.02

Secured

loan.creditbureau.03

Partially secured

loan.creditbureau.04

Home improvements

loan.creditbureau.06

Installment sales contract

loan.creditbureau.08

Real estate - specific type unknown

loan.creditbureau.0A

Timeshare loan

loan.creditbureau.0G

Flexible spending credit card

loan.creditbureau.11

Recreational merchandise

loan.creditbureau.12

Education

loan.creditbureau.13

Non-auto lease

loan.creditbureau.15

Personal line of credit

loan.creditbureau.17

Manufactured housing

loan.creditbureau.18

Credit card

loan.creditbureau.1C

Household goods

loan.creditbureau.20

Note loan

loan.creditbureau.22

Secured by household goods

loan.creditbureau.23

Secured by household goods and other collateral

loan.creditbureau.26

Conventional real estate mortgage

loan.creditbureau.3A

Auto lease

loan.creditbureau.47

Credit line secured

loan.creditbureau.5A

Real estate - Junior liens and non-purchase money first

loan.creditbureau.5B

Second mortgage

loan.creditbureau.6A

Commercial installment loan

loan.creditbureau.6B

Commercial mortgage loan

loan.creditbureau.6D

Home equity installment payments

loan.creditbureau.7A

Commercial line of credit

loan.creditbureau.89

Home equity line of credit

loan.creditbureau.90

Medical debt

loan.creditbureau.91

Debt consolidation

Reporting Type (loan.reportingtype)

Variable

Description

loan.reportingtype.C

Line of credit

loan.reportingtype.I

Installment

loan.reportingtype.M

Mortgage

loan.reportingtype.O

Open

loan.reportingtype.R

Revolving


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