API – Loan Settings Collections
Updated 11 months ago
General
This article lists the loan settings collections available in the API.
Card Payment Fee Types (loan.cardfee.types)
Variable | Description |
loan.cardfee.types.0 | Waive card payment fee |
loan.cardfee.types.1 | This is the flat fee |
loan.cardfee.types.2 | This is the percentage |
loan.cardfee.types.3 | Greater of fee or percentage |
loan.cardfee.types.4 | Lesser of fee or percentage |
E-Billing (loan.ebilling)
Variable | Description |
loan.ebilling.no | This means no e-billing |
loan.ebilling.yes | This means you want the e-bill to apply. |
ECOA Codes (loan.ecoacodes)
Variable | Description |
loan.ecoacodes.0 | 0 - Not specified |
loan.ecoacodes.1 | 1 - Individual/primary |
loan.ecoacodes.2 | 2 - Joint contract |
loan.ecoacodes.7 | 7 - Maker |
loan.ecoacodes.A | A - System managed |
loan.ecoacodes.T | T - Associate terminated |
loan.ecoacodes.X | X - Consumer deceased |
loan.ecoacodes.Z | Z - Delete borrower |
Credit Status (loan.creditstatus)
Variable | Description |
loan.creditstatus.0 | AUTO - Allow system to manage this field |
loan.creditstatus.11 | Current Account - 0-29 days past the due date |
loan.creditstatus.13 | Paid or closed account/zero balance. |
loan.creditstatus.5 | Account transferred to another office |
loan.creditstatus.61 | Account paid in full, was a voluntary surrender. |
loan.creditstatus.62 | Account paid in full, was a collection account. |
loan.creditstatus.63 | Account paid in full, was repossession |
loan.creditstatus.64 | Account paid in full, was a charge-off |
loan.creditstatus.71 | Account 30-59 past the due date |
loan.creditstatus.78 | Account 60-89 days past the due date |
loan.creditstatus.80 | Account 90-119 days past the due date |
loan.creditstatus.82 | Account 120-149 days past the due date |
loan.creditstatus.83 | Account 150-179 days past the due date |
loan.creditstatus.84 | Account 180 days or more past the due date |
loan.creditstatus.93 | Account assigned to internal or external collections |
loan.creditstatus.95 | Voluntary surrender |
loan.creditstatus.96 | Merchandise was repossessed; there may be a balance due |
loan.creditstatus.97 | Unpaid balance reported as a loss (charge-off) |
loan.creditstatus.99 | Do not send |
loan.creditstatus.DA | Deletes entire account (for reasons other than fraud) |
loan.creditstatus.DF | Delete entire account due to confirmed fraud (fraud investigation completed) |
Credit Bureau (loan.creditbureau)
Variable | Description |
loan.creditbureau.00 | Auto loan |
loan.creditbureau.01 | Unsecured |
loan.creditbureau.02 | Secured |
loan.creditbureau.03 | Partially secured |
loan.creditbureau.04 | Home improvements |
loan.creditbureau.06 | Installment sales contract |
loan.creditbureau.08 | Real estate - specific type unknown |
loan.creditbureau.0A | Timeshare loan |
loan.creditbureau.0G | Flexible spending credit card |
loan.creditbureau.11 | Recreational merchandise |
loan.creditbureau.12 | Education |
loan.creditbureau.13 | Non-auto lease |
loan.creditbureau.15 | Personal line of credit |
loan.creditbureau.17 | Manufactured housing |
loan.creditbureau.18 | Credit card |
loan.creditbureau.1C | Household goods |
loan.creditbureau.20 | Note loan |
loan.creditbureau.22 | Secured by household goods |
loan.creditbureau.23 | Secured by household goods and other collateral |
loan.creditbureau.26 | Conventional real estate mortgage |
loan.creditbureau.3A | Auto lease |
loan.creditbureau.47 | Credit line secured |
loan.creditbureau.5A | Real estate - Junior liens and non-purchase money first |
loan.creditbureau.5B | Second mortgage |
loan.creditbureau.6A | Commercial installment loan |
loan.creditbureau.6B | Commercial mortgage loan |
loan.creditbureau.6D | Home equity installment payments |
loan.creditbureau.7A | Commercial line of credit |
loan.creditbureau.89 | Home equity line of credit |
loan.creditbureau.90 | Medical debt |
loan.creditbureau.91 | Debt consolidation |
Reporting Type (loan.reportingtype)
Variable | Description |
loan.reportingtype.C | Line of credit |
loan.reportingtype.I | Installment |
loan.reportingtype.M | Mortgage |
loan.reportingtype.O | Open |
loan.reportingtype.R | Revolving |