API – Loan Settings Collections

Card Payment Fee Types

• loan.cardfee.types.0
  • Waive Card Payment Fee
• loan.cardfee.types.1
  • Flat Fee
• loan.cardfee.types.2
  • Percentage
• loan.cardfee.types.3
  • Greater of Fee or Percentage
• loan.cardfee.types.4
  • Lesser of Fee or Percentage

E-Billing

• loan.ebilling.no
• loan.ebilling.yes

ECOA Codes

• loan.ecoacodes.0
  • 0 – Not Specified
• loan.ecoacodes.1
  • 1 – Individual/Primary
• loan.ecoacodes.2
  • 2 – Joint Contract
• loan.ecoacodes.7
  • 7 – Maker
• loan.ecoacodes.A
  • A – System Managed
• loan.ecoacodes.T
  • T – Associate Terminated
• loan.ecoacodes.X
  • X – Consumer Deceased
• loan.ecoacodes.Z
  • Z – Delete Borrower

Credit Status

• loan.creditstatus.0
  • AUTO – Allow system to manage this field.
• loan.creditstatus.11
  • Current account. (0-29 days past the due date)
• loan.creditstatus.13
  • Paid or closed account/zero balance.
• loan.creditstatus.5
  • Account transferred to another office
• loan.creditstatus.61
  • Account paid in full, was a voluntary surrender.
• loan.creditstatus.62
  • Account paid in full, was a collection account.
• loan.creditstatus.63
  • Account paid in full, was repossession
• loan.creditstatus.64
  • Account paid in full, was a charge-off.
• loan.creditstatus.71
  • Account 30-59 days past the due date.
• loan.creditstatus.78
  • Account 60-89 days past the due date
• loan.creditstatus.80
  • Account 90-119 days past the due date
• loan.creditstatus.82
  • Account 120-149 days past the due date
• loan.creditstatus.83
  • Account 150-179 days past the due date
• loan.creditstatus.84
  • Account 180 days or more past the due date
• loan.creditstatus.93
  • Account assigned to internal or external collections
• loan.creditstatus.95
  • Voluntary surrender.
• loan.creditstatus.96
  • Merchandise was repossessed; there may be a balance due.
• loan.creditstatus.97
  • Unpaid balance reported as a loss (charge-off)
• loan.creditstatus.99
  • Do not send
• loan.creditstatus.DA
  • Deletes entire account (for reasons other than fraud).
• loan.creditstatus.DF
  • Delete entire account due to confirmed fraud (fraud investigation completed).

Credit Bureau

• loan.creditbureau.00
  • Auto Loan
• loan.creditbureau.01
  • Unsecured
• loan.creditbureau.02
  • Secured
• loan.creditbureau.03
  • Partially Secured
• loan.creditbureau.04
  • Home Improvements
• loan.creditbureau.06
  • Installment Sales Contract
• loan.creditbureau.08
  • Real Estate — specific type unknown
• loan.creditbureau.0A
  • Timeshare Loan
• loan.creditbureau.0G
  • Flexible Spending Credit Card
• loan.creditbureau.11
  • Recreational merchandise
• loan.creditbureau.12
  • Education
• loan.creditbureau.13
  • Non-Auto Lease
• loan.creditbureau.15
  • Personal Line of Credit
• loan.creditbureau.17
  • Manufactured Housing
• loan.creditbureau.18
  • Credit Card
• loan.creditbureau.1C
  • Household Goods
• loan.creditbureau.20
  • Note Loan
• loan.creditbureau.22
  • Secured by Household Goods
• loan.creditbureau.23
  • Secured by Household Goods & Other Collateral
• loan.creditbureau.26
  • Conventional Real Estate Mortgage
• loan.creditbureau.3A
  • Auto Lease
• loan.creditbureau.47
  • Credit Line Secured
• loan.creditbureau.5A
  • Real Estate — Junior Liens & Non-Purchase Money First
• loan.creditbureau.5B
  • Second Mortgage
• loan.creditbureau.6A
  • Commercial Installment Loan
• loan.creditbureau.6B
  • Commercial Mortgage Loan
• loan.creditbureau.6D
  • Home Equity Installment Payments
• loan.creditbureau.7A
  • Commercial Line of Credit
• loan.creditbureau.89
  • Home Equity Line of Credit
• loan.creditbureau.90
  • Medical Debt
• loan.creditbureau.91
  • Debt Consolidation

Reporting Type

• loan.reportingtype.C
  • Line of Credit
• loan.reportingtype.I
  • Installment
• loan.reportingtype.M
  • Mortgage
• loan.reportingtype.O
  • Open
• loan.reportingtype.R
  • Revolving