Database – System Loan Defaults (defaults_system_loan)
This holds tenant-wide default options for new loans.
Column | Data Type | Column Info | Value Notes | Other |
id | int(11) | The id of the entity | ||
loan_class | char(30) | The classification for the loan | loan.class.* | |
loan_type | char(30) | Loan type code for associated loans | loan.type.* | |
is_primary | tinyint(1) | Whether or not it is the primary loan type for the specefied loan class. | 1 - yes, 0 - no | |
grace_days | int(11) | Number of days a payment can be late before charging a late fee | ||
late_fee_type | char(30) | late fee type | loan.lateFee.* | |
late_fee_amount | decimal(11,2) | Dollar amount for a late fee | ||
late_fee_percent | decimal(11,2) | Percentage for late fee | ||
late_fee_calc | char(30) | Calculation type for the late fee | loan.lateFeeCalc.* | |
card_fee_amount | decimal(11,2) | servicing fee amount | ||
card_fee_type | char(30) | card fee type | loan.cardfee.types.* | |
card_fee_percent | decimal(11,2) | Card fee percentage | ||
agent | int(11) | agent id of who made it | ||
source_company | int(11) | Associated source company id | ||
payment_type_default | int(11) | The default payment type, as determined by either your company-wide settings or Rules Applied on a specific loan. | ||
loan_status | int(11) | associated loan status id | ||
loan_sub_status | int(11) | loan sub status id | ||
ebilling | tinyint(1) | Whether or not is signed up for ebilling | 1 - yes, 0 - no | |
ecoa_code | char(30) | Borrower ECOA code | loan.ecoacodes.* | |
co_ecoa_code | char(30) | Co-Borrower ECOA code | loan.ecoacodes.* | |
portfolio | text | loan portfolio | ||
credit_status | char(30) | Credit Status | loan.creditstatus.* | |
credit_bureau | char(30) | Credit Bureau | loan.creditburearu.* | |
reporting_type | char(30) | Reporting Type | loan.reportingtype.* | |
discount_split | tinyint(1) | Whether or not to split the discount | 1 - yes, 0 - no | |
payment_frequency | char(30) | The frequency at which payments occur | loan.frequency.* | |
calc_type | char(30) | Calculation type to use for the loan | loan.calcType.* | |
days_in_year | char(30) | Days in the year used during calculations | loan.daysInYear.* | |
interest_application | char(50) | How interest is applied to the loan | loan.interestApplication.* | |
beg_end | char(20) | Determines if payments come due at the beginning of a period or the end of a period | loan.begend.* | |
first_period_days | char(40) | How to handle odd days in the first period | loan.firstPeriodDays.* | |
first_day_interest | tinyint(1) | Whether or not to charge interest on the first day | 1 - yes, 0 - no | |
discount_calc | char(40) | How to calculate discount | loan.class.* | |
diy_alt | tinyint(1) | Days in Year (Alternate) for calculation | 1 - yes, 0 - no | |
payment_date_app | char(30) | Method to apply payment date | loan.pmtdateapp.* | |
days_in_period | char(30) | Days in period info | ||
smooth_payments | tinyint(1) | Whether or not to smooth payments | 1 - yes, 0 - no | |
round_decimals | int(11) | Number of decimals to round to during calculation | ||
last_as_final | tinyint(1) | Whether or not the last scheduled period is the final period | 1 - yes, 0 - no | |
ndd_calc | char(30) | How to calculate the next due date | loan.nddCalc.* | |
end_interest | char(30) | Whether or not to charge interest after the original end date | loan.endinterest.* | |
fixed_term_pmt | tinyint(1) | Whether or not is fixed term payment | 1 - yes, 0 - no | |
latefee_percent_base | char(40) | Late fee percentage base | loan.latefeepercentbase.* | |
schedule_template | int(11) | The ID of the schedule template to use | ||
curtailment_template | int(11) | The ID of the curtailment template to use | ||
fees_paid_by | char(30) | Fees paid by calculation | loan.feesPaidBy.* | |
use_interest_tiers | tinyint(1) | Whether or not to use tiered interest | 1 - yes, 0 - no | |
loan_rate_type | char(30) | The interest rate calculation type | loan.rateType.annually | |
apr_force_single_freq | tinyint(1) | Whether or not the APR is forced to Single Frequency | 1 - yes, 0 - no | |
due_date_on_last_dom | tinyint(1) | Due date on last day of month | 1 - yes, 0 - no | |
due_dates_on_business_days | varchar(40) | How to restrict due dates to business days only | loan.businessduedates.* | |
autopay_enabled | tinyint(1) | Whether or not autopay is enabled | 1 - yes, 0 - no | |
merchant_processor_group_id | int(11) | |||
deleted | tinyint(1) | Whether or not the entity was deleted | 1 - yes, 0 - no | |
lastUpdated | timestamp | Timestamp of when the entity was last updated |