Payment Processor CPA-005

General

Secure Payments (formerly PCI Wallet) lets Canadian companies process payments using CPA standard 005 formatted files. This format is used by most Canadian banks. The file can simply be submitted to the originating bank and will contain all information necessary to complete the transfer of funds to or from one or more bank accounts. CPA-005 files cannot be used if the originating bank or the target banks are not located in Canada.

Create New CPA-005 Processor

New CPA-005 payment processors can be created either in Secure Payments directly, or in Secure Payments through the LoanPro interface.

Secure Payments

To create a new CPA-005 processor navigate to Processors > Bank Account/EFT (Canada) > CPA005 in Secure Payments.

Click .

Enter the following information for the processor:

  • Name - This should distinguish this processor from others you create.
  • Bank/Institution Id - This is required and is the numeric ID of the originating bank.
  • Cutoff time - This is required and is the time after which transactions will no longer be added to the day's CPA-005 file. They will instead be added to the file for the next day.
  • Sundry - This field is used by the originator to further identify the transaction to the payee/payor, e.g. pay period, dividend issue, billing period, insurance policy #, etc.
  • Originator number - This field is used by the originator to identify the transaction to its own record. e.g. employee number, policy #, etc.
  • Originator name - This field contains the name of the transaction originator. This should be your company name however you want it to appear on the transaction. This field is limited to 30 characters.
  • Transaction code - This is the transaction code for the transaction as defined by standard 007.
  • Branch number - The branch or office for the institution identified by the Bank/Institution ID.
  • Destination center - The unique number that identifies the data center to which the file is being delivered.
Once you have entered the above information, click .

LoanPro

To create a new CPA-005 processor in LoanPro navigate to Settings > Company > Secure Payments > Bank Account/EFT (Canada) inside of LoanPro.

Click .

Enter the following information for the processor:

  • Name - This should distinguish this processor from others you create.
  • Bank/Institution Id - This is required and is the numeric ID of the originating bank.
  • Cutoff time - This is required and is the time after which transactions will no longer be added to the day's CPA-005 file. They will instead be added to the file for the next day.
  • Sundry - This field is used by the originator to further identify the transaction to the payee/payor, e.g. pay period, dividend issue, billing period, insurance policy #, etc.
  • Originator number - This field is used by the originator to identify the transaction to its own record. e.g. employee number, policy #, etc.
  • Originator name - This field contains the name of the transaction originator. This should be your company name however you want it to appear on the transaction. This field is limited to 30 characters.
  • Transaction code - This is the transaction code for the transaction as defined by standard 007.
  • Branch number - The branch or office for the institution identified by the Bank/Institution ID.
  • Destination center - The unique number that identifies the data center to which the file is being delivered.
Click .

Generate a CPA-005 File

In order to add transactions to a CPA-005 file, you must select a CPA-005 processor to process payments. This can be done either when you manually log a payment, or when you create an AutoPay. Once transactions have been processed using a CPA-005 processor, they will be added to a CPA-005 file. To generate the file, navigate to CPA005 Files and History inside Secure Payments.

Click .

Choose the CPA-005 processors from the drop-down for which you want to include transactions. Click to generate the file.


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