Introduction is a payment gateway that provides online processing of credit and debit card payments. This removes the necessity for a credit card machine and the physical swiping of a credit card. If fits your lending practices and you would like to use the service, it can be configured through the LoanPro's integration with Secure Payments. This article explains that process.


LoanPro—with the integration of our other product, Secure Payments—makes it possible to process credit and debit card payments or eCheck and EFT payments directly inside LoanPro. Additionally, the integration will return error codes for failed payments, facilitate the reversal of payment transactions, and let you toggle your account between demo and live mode directly within your LoanPro settings. To use, you will need a merchant services provider; we recommend Select Bankcard as a merchant services provider.

To add your account to Secure Payments, navigate to Settings > Company > Merchant > Secure Payments inside your company account in LoanPro.

To add a new processor, navigate to the Debit/Credit Card tab and select 'Add Processor'.

Here, you will need to enter your credentials. The necessary credentials include your API Login ID and Transaction Key. These can be obtained from if needed. You will also need to determine a name for your processor and a few settings. Here is a breakdown of what each setting does:




This option allows you to toggle your account and a general sandbox account. has a sandbox account and a production account, and these are independent environments. However, you will need to request a sandbox account from if you would like access; it does not occur by default.

In addition, credentials for an account are unique to each account. Thus, if you have a production account and you wish to use a sandbox account instead, you’ll need to contact to get a sandbox account with an independent credentials setup. This setting is also located within Secure Payments and lets you indicate the environment in which you desire to point the transactions.


This option allows you to send transactions to your account without processing the payment. (Transactions will be sent to either a live account or sandbox account, based on the configuration of the account.) This will let you test to see if transactions from LoanPro are being sent to properly. It is also meant to test the configuration and communication between the two platforms.


This option allows you to set this processor as your default.

Auto Reversal

This option determines if transactions that are charged back and reversed within are also reversed within LoanPro automatically.

When finished, click 'Save' to save the processor.

Once integrated, the LoanPro account number and payment ID are added into the memo line for each payment inside of This will help you match transactions made in with transactions in LoanPro. If an transaction is posted, you will be able to see both the Transaction ID and Batch ID in Secure Payments as well. will only accept 1 incoming transaction per minute with the same amount. If a user attempts to place more than one charge/transaction per minute, processors reject any incoming transactions that are of the same amount. An error message will be displayed stating, "A duplicate transaction has been submitted."

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