API – Credit Scores

Introduction

This article is going to go over how to pull credit scores for a customer in the API.

Pulling Credit Scores

To pull a credit score for a customer, send a POST request to a URL formatted as follows:

https://loanpro.simnang.com/api/public/api/1/odata.svc/Customers(<id>)/Autopal.GetCreditScore()?$select=<bureaus>

Replace the angle-bracketed values with the correct information.

• “<id>” – Replace this with the ID of the customer
• “<bureaus>” – Replace this with a comma-separated list of bureaus to pull the credit scores from. Below is a list of the values for each supported bureau
  • equifax – Pull from Equifax
  • transunion – Pull from TransUnion
  • experian – Pull from Experian

The system will then return a JSON object showing whether or not the operation succeeded, the results of the operation (including scores and the date/time), and any errors that may have been encountered.

Updating Credit Scores

To update a credit score for a customer, send a PUT request to a URL formatted as follows:

https://loanpro.simnang.com/api/public/api/1/odata.svc/Customers(<id>)/SetCreditScore()

Replace “<id>” with the ID of the target customer.

The body for the request is as follows:

{
  "equifaxScore": "560",
  "transunionScore": "550",
  "experianScore": "720"
}

• equifaxScore – The score to set for Equifax
• transunionScore – The score to set for TransUnion
• experianScore – The score to set for Experian